usually means any business that controls, is managed by, or is beneath common Handle with A further business. The phrase “Manage” has the that means offered to that phrase in twelve U.
When implementing overall performance tests and strategic ideas pursuant to paragraph (a) of the area, and when pinpointing whether to approve a strategic approach pursuant to § 228.
(ii) If a substantial lender is now not required to delineate a retail lending assessment spot Beforehand determined from the system due to not meeting the required retail lending evaluation spot thresholds pursuant to § 228.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
The Board evaluates a military financial institution pursuant into the applicable overall performance tests described in paragraph (a) of the section.
(ii) During the prior two calendar decades, the lender originated or purchased outside the bank's facility-based assessment spots a lot more than fifty per cent in the financial institution's home mortgage loan loans, multifamily loans, smaller business enterprise loans, tiny farm loans, and vehicle loans if car loans are a product line for your financial institution, as explained in paragraph II.a.2 of appendix A to this section.
usually means a bank's loans in one of the next, different groups in a selected Retail Lending Check Space:
A bank that acquired a under “Satisfactory” establishment ranking all through its most up-to-date examination have to include things like in its general public file a description of its present attempts to enhance its effectiveness in assisting to satisfy the credit history wants of its entire Group.
(e) Knowledge on Group enhancement loans and Local community progress investments by a consortium or possibly a third party.
An amendment into a system will have to adjust to all appropriate prerequisites of this portion, Except if the Board waives a necessity as not relevant.
Loans, investments, and products and services that guidance modest corporations or little farms in accordance with how modest firms and little farms are described from the relevant plan, plan, or initiative, but excluding loans by a lender directly to tiny businesses or smaller farms (both as outlined inside of a federal government approach, program, or initiative or in § 228.
The Board considers the weighted typical with the functionality scores corresponding to the more info financial institution's Group Development Companies Exam conclusions for its facility-primarily based evaluation spots inside a Condition, multistate MSA, or perhaps the establishment pursuant to portion IV of appendix B to this element.
(two) A house property finance loan loan or a multifamily loan is situated while in the census tract wherever the assets securing the loan is situated; and
A lender necessary to report dwelling house loan loan facts pursuant to twelve CFR portion 1003 ought to include things like in its public file a published see which the financial institution's HMDA Disclosure Statement could possibly be acquired on the Consumer Financial Protection Bureau's (CFPB's) website at: